Free debt




Free Debt Consolidation

We provide free consumer credit counseling and debt management services for people overwhelmed with credit card debt. 

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How about Interest Charges?

If the average credit card holder paid only the minimum amount on their credit card bill, it would take them 10 to 20 years to pay the entire principal off. Why is that? After all it is not a 30 year home mortgage.

The reason is the high interest rates that credit card companies charge. Your minimum monthly payment on your credit card is almost entirely made up of interest charges. Each month only a small portion of your payment will actually go towards paying off the principal debt.

With our debt consolidation program, we can get the creditors to greatly lower your interest rate so that most of your payments go to reducing the principal rather than finance charges. This results in your paying off the principal in as little as one to two years rather than 10 to 20 years.

Credit card companies will work with us and reduce the interest because they want you as a paying customer, that way, they get something rather than nothing if you file bankruptcy.

This is the ultimate win-win situation, so take advantage of it now. Start by getting a free debt consolidation analysis to see how much you can save.

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