Free debt




Free Debt Consolidation

We provide free consumer credit counseling and debt management services for people overwhelmed with credit card debt. 

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What of types of debts can be consolidated?

Debt consolidation works on unsecured debts such as credit cards, medical bills, personal loans, some student loans, medical bills, department store cards, past-due utility bills and collection accounts.

Debt consolidation does not work for secured debts such as car loans, home loans, mortgages and boat loans. This is because the secured creditors have collateral that they can repossess or foreclose and therefore, debtors are more likely to pay them. If you have secured debts such as a mortgage or auto loan and you cannot maintain your regular payments, a Chapter 13 bankruptcy may be your only way to avoid foreclosure.

Take the first step to freedom for debts. Start by getting a free debt consolidation analysis to see how much you can save.

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